Platinum from Hilton Hhonors

Card Details
Overall Rating:
Issued By:	Hilton Hhonors
Card:	Platinum
Network:	MasterCard
Category:	Rewards
Acceptance:
Insurance:	Travel Accident
Service:	Online account management, 24 Hour Freephone Telephone Number.
Comments:	None.
Pitch:	"With the Hilton HHonors® Platinum Credit Card, you'll earn HHonors bonus points every time you pay with your Card, which can be redeemed for some fantastic travel rewards at Hilton HHonors hotels anywhere in the world."
APR & Rates
Typical APR:	15.9%
Interest Free Days:	56
Minimum Repayment:	-
Annual Fee:	No annual fee.
Balance Transfers
APR:	0% interest
Period:	6 months
Charges:	-
Purchases
APR:	-
Period:	-
Rewards
Type:	Rewards Points
Description:	5,000 HHonors bonus points when your Card is first used. 2 HHonors bonus points for every £1 you spend with your Card, wherever MasterCard is accepted worldwide. 3 HHonors bonus points for every £1 you spend with your Card on stays at over 2,700 Hilton F
Reward Rate:	0.5
Period:	-
Comments and Reviews
Aimed At:	Individuals with a good credit score that clear their balances in full most months, and would like discounts on Hilton Hotels.
Review:	The Hilton chain of hotels has had the HHonors rewards scheme in place for some time now, and this card is an extension of that rewards system. Using the card earns you varying HHonors points (hard to quantify financially, but we estimate this at about a 0.5% rebate on your card spend), depending on whether you use the card in Hilton hotels and related establishments, or elsewhere. This card is therefore worth considering if you frequent Hilton hotels. Not only are you likely to already use the HHonors program, but you gain additional benefits, such as complimentary health club privileges. As with all rewards cards, it is best for those that clear their balance in full each month, otherwise the benefits are more than cancelled out by the higher APR (15.9%). There is a 6-month 0% offer for balance transfers, so some short-term debt is acceptable, but if not cleared during the interest-free period, will be charged at the standard 15.9% APR. Overall, a nice addition to the HHonors scheme, and if you are already on this program, then it may be worth considering this card. As people that frequent Hilton hotels are likely to clear credit card debt, Hilton are looking for a higher-earning target market (although you do not require an exceptional credit score to obtain this card), fitting into a healthy niche, and as such will provide some competition for American Express’ charge cards.
Verdict:	-
Overall Rating:

 
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