Branch Support

Not only do banks, in general, keep their credit card operations separate, but some, such as Barclays, try to seperate the brand of their credit card away from the main bank. When was the last time you heard a Barclaycard referred to as a Barclays' credit card?

However, bank branches are often the fastest way of making payments into your account. This can be particularly useful if you do not have your credit card repayment set to repay automatically through a direct debit, but instead choose to manually repay each month and forget to make a payment. If you realise that you only have a very short period of time left to make your monthly payment before being charged interest on your credit card balance (the due date), then you can usually just pop into a local branch and make this payment.

In addition to the network available from the big high street banks and building societies, such as Barclays, Lloyds TSB and Nationwide, you can usually make payments on Amex cards by calling into American Express foreign exchange centres.